American Graduate School in Paris
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2025-07-21T01:44:30Z
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Black Lives Matter Scholarship
2021-03-05T18:22:40Z
2021-03-05T18:22:40Z
/financial-aid/black-lives-matter-scholarship
Corentine Chaillet
corentine.chaillet@ags.edu
<p>As an institution of higher education specializing in the fields of international relations and diplomacy, ÀÏ˾»úÊÓÆµ has taken an affirmative approach to dealing with the problems of systemic racism both by improving the content, resources available and process of teaching about racial issues in international relations at our school, and by supporting graduate research on the topic. One of our initiatives is the creation of a scholarship for graduate students who choose to research topics that promote antiracism, racial justice and equity, and explore issues of race within IR.</p>
<p>ÀÏ˾»úÊÓÆµ' mission is to foster peace through education and it is clear that global and local systemic racism stand in the way of peace and justice for many communities around the world. The purpose of the Black Lives Matter Scholarship is to embody this mission by convening students from various disciplines to study novel and practical ways to explore, understand, explain, and solve seemingly intractable problems of racial inequity and injustice through scholarly research. We wish to use this scholarship as an opportunity to continue to stand for the very principles we declare to believe and work towards building an antiracist society that ensures equity and justice for all.</p>
<h3>Amount of the scholarship:</h3>
<p style="font-size: 12.16px;">This scholarship is meant to be a partial tuition scholarship. If granted, it may cover up to 20% of the total amount of tuition. Scholarships above 20% may be granted in exceptional cases. It will be applied to each semester's tuition invoice.</p>
<h3>Scholarship conditions:</h3>
<p style="font-size: 12.16px;">If granted the scholarship, the student must:</p>
<ul style="font-size: 12.16px;">
<li>
<p>remain in good academic standing by maintaining a minimum 3.2 GPA each semester</p>
</li>
<li>
<p>conduct research on racial issues within IR throughout the program, and successfully write and defend a thesis or dissertation that examines such issues</p>
</li>
<li>
<p>take the new course on racial issues within IR, as one of his/her electives (this course is expected to be offered for the first time during the fall 2021 semester)</p>
</li>
</ul>
<h3>Eligibility:</h3>
<p style="font-size: 12.16px;">Students from all countries are encouraged to apply.</p>
<p style="font-size: 12.16px;"><span style="font-size: 12.16px;">Eligible candidates are those applying to the M.A., Ph.D. or combined M.A.-Ph.D. programs.</span></p>
<h3>How to apply?</h3>
<p>Students who wish to apply for this scholarship, must:</p>
<ul>
<li>
<p>submit a 1- 2 page (double spaced) letter, explaining their motivation to apply;</p>
</li>
<li>
<p>submit a basic proposal (5-10 pages, double spaced) that includes information on their proposed research project on some type of racial issue within international relations and diplomacy (Please note: some aspects of the proposed project can and likely will change during the program if the prospective student is admitted, but an antiracist or exploration of a racial issue within IR element must remain if the student is granted the scholarship. If not, the scholarship may be rescinded.)</p>
</li>
</ul>
<h3>For more information:</h3>
<p>For more information, including confirmation on whether or not scholarship funds remain for the semester you are applying for, please send an email to <a href="mailto:admissions@ags.edu">admissions@ags.edu</a> with ‘BLM Scholarship Question’ in the subject line, and include the semester you would like to begin, as well as the program you are applying for, in your email.<span style="font-size: 12.16px;"> </span></p>
<p>As an institution of higher education specializing in the fields of international relations and diplomacy, ÀÏ˾»úÊÓÆµ has taken an affirmative approach to dealing with the problems of systemic racism both by improving the content, resources available and process of teaching about racial issues in international relations at our school, and by supporting graduate research on the topic. One of our initiatives is the creation of a scholarship for graduate students who choose to research topics that promote antiracism, racial justice and equity, and explore issues of race within IR.</p>
<p>ÀÏ˾»úÊÓÆµ' mission is to foster peace through education and it is clear that global and local systemic racism stand in the way of peace and justice for many communities around the world. The purpose of the Black Lives Matter Scholarship is to embody this mission by convening students from various disciplines to study novel and practical ways to explore, understand, explain, and solve seemingly intractable problems of racial inequity and injustice through scholarly research. We wish to use this scholarship as an opportunity to continue to stand for the very principles we declare to believe and work towards building an antiracist society that ensures equity and justice for all.</p>
<h3>Amount of the scholarship:</h3>
<p style="font-size: 12.16px;">This scholarship is meant to be a partial tuition scholarship. If granted, it may cover up to 20% of the total amount of tuition. Scholarships above 20% may be granted in exceptional cases. It will be applied to each semester's tuition invoice.</p>
<h3>Scholarship conditions:</h3>
<p style="font-size: 12.16px;">If granted the scholarship, the student must:</p>
<ul style="font-size: 12.16px;">
<li>
<p>remain in good academic standing by maintaining a minimum 3.2 GPA each semester</p>
</li>
<li>
<p>conduct research on racial issues within IR throughout the program, and successfully write and defend a thesis or dissertation that examines such issues</p>
</li>
<li>
<p>take the new course on racial issues within IR, as one of his/her electives (this course is expected to be offered for the first time during the fall 2021 semester)</p>
</li>
</ul>
<h3>Eligibility:</h3>
<p style="font-size: 12.16px;">Students from all countries are encouraged to apply.</p>
<p style="font-size: 12.16px;"><span style="font-size: 12.16px;">Eligible candidates are those applying to the M.A., Ph.D. or combined M.A.-Ph.D. programs.</span></p>
<h3>How to apply?</h3>
<p>Students who wish to apply for this scholarship, must:</p>
<ul>
<li>
<p>submit a 1- 2 page (double spaced) letter, explaining their motivation to apply;</p>
</li>
<li>
<p>submit a basic proposal (5-10 pages, double spaced) that includes information on their proposed research project on some type of racial issue within international relations and diplomacy (Please note: some aspects of the proposed project can and likely will change during the program if the prospective student is admitted, but an antiracist or exploration of a racial issue within IR element must remain if the student is granted the scholarship. If not, the scholarship may be rescinded.)</p>
</li>
</ul>
<h3>For more information:</h3>
<p>For more information, including confirmation on whether or not scholarship funds remain for the semester you are applying for, please send an email to <a href="mailto:admissions@ags.edu">admissions@ags.edu</a> with ‘BLM Scholarship Question’ in the subject line, and include the semester you would like to begin, as well as the program you are applying for, in your email.<span style="font-size: 12.16px;"> </span></p>
US Veterans Aid
2010-03-30T16:48:41Z
2010-03-30T16:48:41Z
/financial-aid/us-veterans-aid
Jean-Pierre Lachenal
jean-pierre.lachenal@ags.edu
<p>The American Graduate School in Paris is eligible for the United States Department of Veterans Affairs education benefits.</p>
<p>In order to check your eligibility, please go to <a href="http://www.gibill.va.gov/post-911/">http://www.gibill.va.gov/post-911/</a>.</p>
<p>If you are eligible, the school can then sign an enrollment certification form 22-1999 for you.</p>
<p class="note"><span class="margin-top-wide" style="color: #333333;">Note: ÀÏ˾»úÊÓÆµ in Paris is still listed by VA under its former name American Graduate School of International Relations and Diplomacy. This will be updated in the coming months.</span></p>
<p>The American Graduate School in Paris is eligible for the United States Department of Veterans Affairs education benefits.</p>
<p>In order to check your eligibility, please go to <a href="http://www.gibill.va.gov/post-911/">http://www.gibill.va.gov/post-911/</a>.</p>
<p>If you are eligible, the school can then sign an enrollment certification form 22-1999 for you.</p>
<p class="note"><span class="margin-top-wide" style="color: #333333;">Note: ÀÏ˾»úÊÓÆµ in Paris is still listed by VA under its former name American Graduate School of International Relations and Diplomacy. This will be updated in the coming months.</span></p>
Return of Title IV Funds
2009-10-19T10:50:45Z
2009-10-19T10:50:45Z
/component/content/article/211-financial-aid/796-financial-aid-return-of-title-iv-funds
Corentine Chaillet
corentine.chaillet@ags.edu
<p>The law specifies how schools must determine the amount of Title IV program assistance (Stafford Loans) that students earn if they withdraw from school. See section on Withdrawals for specific information regarding Leaves of Absence (LOA) and the withdrawal process. The Office of Financial Aid is responsible for calculating R2T4 and uses worksheets and software provided by the US Department of Education to calculate the R2T4 funds. All funds must be returned to the lender within 45 days of the date of when the school determined that a student withdrew. If you have questions about your Title IV program funds, students can call the Federal Student Aid Information Center at 1-800-4-FEDAID (1-800-433-3243). TTY users may call 1-800-730-8913. Information is also available on Student Aid on the Web at <a href="http://www.studentaid.ed.gov">www.studentaid.ed.gov</a>.<span style="font-family: 'Times New Roman';"></span></p>
<p>When a student withdraws during a payment period, the amount of Title IV program assistance that has been earned up to that point is determined by a specific formula. The date of withdrawal is either the date the student notified the Registrar or Program Coordinator of their intent to withdraw or the date the student submitted a withdrawal letter, whichever comes first. If the student received (or the school received on the student's behalf) less assistance than the amount earned, the student may be able to receive those additional funds. If the student received more assistance than was earned, the excess funds must be returned by the school and/or the student. Institutionally scheduled breaks of 5 or more consecutive days are excluded from the R2T4 calculation, but breaks of less than 5 days are included in the calculation.</p>
<p>Attendance is taken in all courses and reported by the professors to the Program Coordinator at the end of each semester or immediately in case of repeated absences. The Program Coordinator will consult with the student's instructors to determine if the student never attended classes or to verify the last date of attendance.<span style="font-family: 'Times New Roman';"></span></p>
<p>In the case where a student notifies the Program Coordinator or a faculty member that he or she intends to withdraw, the student is informed of the need to send a formal withdrawal letter, document the date the student notified them and share that information with the School Registrar.</p>
<h3>Unofficial Withdrawal</h3>
<p>Should the student fail to send the withdrawal letter or there is a lag between the notification and the filing of the form, the earlier date of notification will be used in calculating the R2T4 formula. In the event a student receives all failing grades for a semester, the Program Coordinator will contact the faculty members to determine if the "F" grades were earned or represent a lack of attendance. In the event it is determined that those grades were the result of lack of attendance, the Program Coordinator and faculty will determine the last day of attendance and use that date in the R2T4 calculations. In the case of an unofficial withdrawal (the student fails to notify of their intent to withdraw), except in unusual instances, the date of the institution’s determination that the student withdrew should be no later than 14 days after the student’s last date of attendance as determined by the institution from its attendance records<span style="color: #0070c0;">.</span><span style="color: #333333;"> Without an official withdrawal letter, the School will use the last date of attendance to compute the R2T4 formula. Students who do not attend at least one class are ineligible for Title IV funds and all of the loan proceeds will be returned to the lender.</span></p>
<p>Following the determination of the date of withdrawal, the school must, within 30 days perform the R2T4 calculation, notify the student of any grant overpayment, and notify the student of eligibility for a post-withdrawal disbursement. If there is an approved post-withdrawal disbursement, it must be made to the student and/or parent (in the case of a PLUS loan) within 180 days.</p>
<p>The amount of assistance earned is determined on a pro rata basis. The payment period is the semester for which the loan was certified and the percent of attendance is calculated by dividing the number of day attended by the total number of days in the payment period. For example, if the student completes 30% of the payment period or period of enrollment, or the student has earned 30% of the assistance they were originally scheduled to receive. Once the student has completed more than 60% of the payment period or period of enrollment, all the assistance that the student was scheduled to receive for that period is considered to have been earned. If the student did not receive all of the funds that were earned, he or she may be due a post-withdrawal disbursement. If the post-withdrawal disbursement includes loan funds, the student may choose to decline the loan funds so that additional debt is not incurred. The Office of Financial Aid will use the R2T4 worksheets as provided by the US Department of education to determine how much of the loan may be retained and how much must be returned.</p>
<h3>Calculation of Title IV Funds Earned by Student</h3>
<p>Example: Student leaves after 21 days in the second term of a two-term academic year.</p>
<p>PAYMENT PERIOD</p>
<table style="width: 478px; height: 210px;">
<tbody>
<tr>
<td>
<p><span style="font-size: 12.16px;">Total # of Days</span></p>
</td>
<td>
<p>100</p>
</td>
</tr>
<tr>
<td>
<p><span style="font-size: 12.16px;">#of Days Completed</span></p>
</td>
<td>
<p>21</p>
</td>
</tr>
<tr>
<td>
<p><span style="font-size: 12.16px;">Calculate % </span></p>
</td>
<td>
<p>.21</p>
</td>
</tr>
<tr>
<td>
<p><strong>% Earned (If >60%, earned = 100%)</strong></p>
</td>
<td>
<p><strong>.21</strong></p>
</td>
</tr>
<tr>
<td>
<p>Total TIV AID Disb’d or Could Have Been Disb’d</p>
</td>
<td>
<p>2000</p>
</td>
</tr>
<tr>
<td>
<p>Amount Earned</p>
</td>
<td>
<p>420</p>
</td>
</tr>
<tr>
<td>
<p>Amount Unearned</p>
</td>
<td>1580</td>
</tr>
</tbody>
</table>
<p>The school must obtain authorization to pay for anything from the student's post-withdrawal disbursement. If the student does not give permission (which some schools ask for at the time of enrollment), the student will not be offered the funds. However, it may be in the student's best interest to allow the school to keep the funds to reduce the debt at the school.</p>
<p>If Title IV loans are part of the post-withdrawal disbursement, it cannot be a second or subsequent disbursement of a Direct Loan, and cannot be made if the student was a first-year, first-time borrower unless the student completed the first 30 days of the program.</p>
<p>If Title IV loans are part of the post-withdrawal disbursement, it cannot be a second or subsequent disbursement of a Direct Loan, and cannot be made if the student was a first-year, first-time borrower unless the student completed the first 30 days of the program.</p>
<p>There are some Title IV funds that students were scheduled to receive that cannot be earned once a student withdraws because of other eligibility requirements. If the student receives (or the school receives on behalf of the student) excess Title IV program funds that must be returned, the school must return a portion of the excess equal to the lesser of:</p>
<p>1. The institutional charges multiplied by the unearned percentage of the funds, or</p>
<p>2. The entire amount of excess funds.</p>
<p>The school must return this amount even if it didn't keep this amount of the Title IV program funds. If the school is not required to return all of the excess funds, the student must return the remaining amount. Any loan funds that must be returned, the student must repay in accordance with the terms of the promissory note. That is, scheduled payments are made to the holder of the loan over a period of time. Students who have received a refund of their loan proceeds before withdrawing may be required to return part or all of those funds to the lender.</p>
<p>Title IV funds will be returned in the following order:</p>
<p>1. Unsubsidized Federal Stafford loans</p>
<p>2. Subsidized Federal Stafford loans</p>
<p>3. PLUS Loan Funds</p>
<p>The requirements for Title IV program funds when students withdraw are separate from any refund policy that the school may have. Therefore, the student may still owe funds to the school to cover unpaid institutional charges. The school may also attempt to collect from the student any Title IV program funds that the school was required to return. Students may receive a copy of the refund Policy from the Business Office.</p>
<p>In the case of student withdrawal, any Title IV Federal Loan funds that have been earned will be offered to be disbursed to the student within 30 days. The student has 14 days to respond following this offer. The credit balance on a student account must be disbursed as soon as possible, and no later than 14 days after the R2T4 Calculation.</p>
<p>If you have questions about your Title IV program funds, you can call the Federal Student Aid Information Center at 1-800-4-FEDAID (1-800-433-3243). TTY users may call 1-800-730-8913. Information is also available on Student Aid on the Web at www.studentaid.ed.gov.<span style="font-family: 'Times New Roman';"></span></p>
<p><span style="font-size: 12.16px;"> </span></p>
<p>The law specifies how schools must determine the amount of Title IV program assistance (Stafford Loans) that students earn if they withdraw from school. See section on Withdrawals for specific information regarding Leaves of Absence (LOA) and the withdrawal process. The Office of Financial Aid is responsible for calculating R2T4 and uses worksheets and software provided by the US Department of Education to calculate the R2T4 funds. All funds must be returned to the lender within 45 days of the date of when the school determined that a student withdrew. If you have questions about your Title IV program funds, students can call the Federal Student Aid Information Center at 1-800-4-FEDAID (1-800-433-3243). TTY users may call 1-800-730-8913. Information is also available on Student Aid on the Web at <a href="http://www.studentaid.ed.gov">www.studentaid.ed.gov</a>.<span style="font-family: 'Times New Roman';"></span></p>
<p>When a student withdraws during a payment period, the amount of Title IV program assistance that has been earned up to that point is determined by a specific formula. The date of withdrawal is either the date the student notified the Registrar or Program Coordinator of their intent to withdraw or the date the student submitted a withdrawal letter, whichever comes first. If the student received (or the school received on the student's behalf) less assistance than the amount earned, the student may be able to receive those additional funds. If the student received more assistance than was earned, the excess funds must be returned by the school and/or the student. Institutionally scheduled breaks of 5 or more consecutive days are excluded from the R2T4 calculation, but breaks of less than 5 days are included in the calculation.</p>
<p>Attendance is taken in all courses and reported by the professors to the Program Coordinator at the end of each semester or immediately in case of repeated absences. The Program Coordinator will consult with the student's instructors to determine if the student never attended classes or to verify the last date of attendance.<span style="font-family: 'Times New Roman';"></span></p>
<p>In the case where a student notifies the Program Coordinator or a faculty member that he or she intends to withdraw, the student is informed of the need to send a formal withdrawal letter, document the date the student notified them and share that information with the School Registrar.</p>
<h3>Unofficial Withdrawal</h3>
<p>Should the student fail to send the withdrawal letter or there is a lag between the notification and the filing of the form, the earlier date of notification will be used in calculating the R2T4 formula. In the event a student receives all failing grades for a semester, the Program Coordinator will contact the faculty members to determine if the "F" grades were earned or represent a lack of attendance. In the event it is determined that those grades were the result of lack of attendance, the Program Coordinator and faculty will determine the last day of attendance and use that date in the R2T4 calculations. In the case of an unofficial withdrawal (the student fails to notify of their intent to withdraw), except in unusual instances, the date of the institution’s determination that the student withdrew should be no later than 14 days after the student’s last date of attendance as determined by the institution from its attendance records<span style="color: #0070c0;">.</span><span style="color: #333333;"> Without an official withdrawal letter, the School will use the last date of attendance to compute the R2T4 formula. Students who do not attend at least one class are ineligible for Title IV funds and all of the loan proceeds will be returned to the lender.</span></p>
<p>Following the determination of the date of withdrawal, the school must, within 30 days perform the R2T4 calculation, notify the student of any grant overpayment, and notify the student of eligibility for a post-withdrawal disbursement. If there is an approved post-withdrawal disbursement, it must be made to the student and/or parent (in the case of a PLUS loan) within 180 days.</p>
<p>The amount of assistance earned is determined on a pro rata basis. The payment period is the semester for which the loan was certified and the percent of attendance is calculated by dividing the number of day attended by the total number of days in the payment period. For example, if the student completes 30% of the payment period or period of enrollment, or the student has earned 30% of the assistance they were originally scheduled to receive. Once the student has completed more than 60% of the payment period or period of enrollment, all the assistance that the student was scheduled to receive for that period is considered to have been earned. If the student did not receive all of the funds that were earned, he or she may be due a post-withdrawal disbursement. If the post-withdrawal disbursement includes loan funds, the student may choose to decline the loan funds so that additional debt is not incurred. The Office of Financial Aid will use the R2T4 worksheets as provided by the US Department of education to determine how much of the loan may be retained and how much must be returned.</p>
<h3>Calculation of Title IV Funds Earned by Student</h3>
<p>Example: Student leaves after 21 days in the second term of a two-term academic year.</p>
<p>PAYMENT PERIOD</p>
<table style="width: 478px; height: 210px;">
<tbody>
<tr>
<td>
<p><span style="font-size: 12.16px;">Total # of Days</span></p>
</td>
<td>
<p>100</p>
</td>
</tr>
<tr>
<td>
<p><span style="font-size: 12.16px;">#of Days Completed</span></p>
</td>
<td>
<p>21</p>
</td>
</tr>
<tr>
<td>
<p><span style="font-size: 12.16px;">Calculate % </span></p>
</td>
<td>
<p>.21</p>
</td>
</tr>
<tr>
<td>
<p><strong>% Earned (If >60%, earned = 100%)</strong></p>
</td>
<td>
<p><strong>.21</strong></p>
</td>
</tr>
<tr>
<td>
<p>Total TIV AID Disb’d or Could Have Been Disb’d</p>
</td>
<td>
<p>2000</p>
</td>
</tr>
<tr>
<td>
<p>Amount Earned</p>
</td>
<td>
<p>420</p>
</td>
</tr>
<tr>
<td>
<p>Amount Unearned</p>
</td>
<td>1580</td>
</tr>
</tbody>
</table>
<p>The school must obtain authorization to pay for anything from the student's post-withdrawal disbursement. If the student does not give permission (which some schools ask for at the time of enrollment), the student will not be offered the funds. However, it may be in the student's best interest to allow the school to keep the funds to reduce the debt at the school.</p>
<p>If Title IV loans are part of the post-withdrawal disbursement, it cannot be a second or subsequent disbursement of a Direct Loan, and cannot be made if the student was a first-year, first-time borrower unless the student completed the first 30 days of the program.</p>
<p>If Title IV loans are part of the post-withdrawal disbursement, it cannot be a second or subsequent disbursement of a Direct Loan, and cannot be made if the student was a first-year, first-time borrower unless the student completed the first 30 days of the program.</p>
<p>There are some Title IV funds that students were scheduled to receive that cannot be earned once a student withdraws because of other eligibility requirements. If the student receives (or the school receives on behalf of the student) excess Title IV program funds that must be returned, the school must return a portion of the excess equal to the lesser of:</p>
<p>1. The institutional charges multiplied by the unearned percentage of the funds, or</p>
<p>2. The entire amount of excess funds.</p>
<p>The school must return this amount even if it didn't keep this amount of the Title IV program funds. If the school is not required to return all of the excess funds, the student must return the remaining amount. Any loan funds that must be returned, the student must repay in accordance with the terms of the promissory note. That is, scheduled payments are made to the holder of the loan over a period of time. Students who have received a refund of their loan proceeds before withdrawing may be required to return part or all of those funds to the lender.</p>
<p>Title IV funds will be returned in the following order:</p>
<p>1. Unsubsidized Federal Stafford loans</p>
<p>2. Subsidized Federal Stafford loans</p>
<p>3. PLUS Loan Funds</p>
<p>The requirements for Title IV program funds when students withdraw are separate from any refund policy that the school may have. Therefore, the student may still owe funds to the school to cover unpaid institutional charges. The school may also attempt to collect from the student any Title IV program funds that the school was required to return. Students may receive a copy of the refund Policy from the Business Office.</p>
<p>In the case of student withdrawal, any Title IV Federal Loan funds that have been earned will be offered to be disbursed to the student within 30 days. The student has 14 days to respond following this offer. The credit balance on a student account must be disbursed as soon as possible, and no later than 14 days after the R2T4 Calculation.</p>
<p>If you have questions about your Title IV program funds, you can call the Federal Student Aid Information Center at 1-800-4-FEDAID (1-800-433-3243). TTY users may call 1-800-730-8913. Information is also available on Student Aid on the Web at www.studentaid.ed.gov.<span style="font-family: 'Times New Roman';"></span></p>
<p><span style="font-size: 12.16px;"> </span></p>
Return of Title IV Funds former version removed 18 Jan 2021
2009-10-19T10:50:45Z
2009-10-19T10:50:45Z
/component/content/article/211-financial-aid/1836-financial-aid-return-of-title-iv-funds
Corentine Chaillet
corentine.chaillet@ags.edu
<p>The law specifies how schools must determine the amount of Title IV program assistance (Stafford Loans) that students earn if they withdraw from school. See section on Withdrawals for specific information regarding Leaves of Absence (LOA) and the withdrawal process. The Office of Financial Aid is responsible for calculating R2T4 and uses worksheets and software provided by the US Department of Education to calculate the R2T4 funds. All funds must be returned to the lender within 45 days of the date of when the school determined that a student withdrew. If you have questions about your Title IV program funds, students can call the Federal Student Aid Information Center at 1-800-4-FEDAID (1-800-433-3243). TTY users may call 1-800-730-8913. Information is also available on <em>Student Aid on the Web </em>at www.studentaid.ed.gov.</p>
<p>When a student withdraws during a payment period, the amount of Title IV program assistance that has been earned up to that point is determined by a specific formula. The date of withdrawal is either the date the student notified the Registrar or Program Coordinator of their intent to withdraw or the date the student submitted a withdrawal letter, whichever comes first. If the student received (or the school received on the student's behalf) less assistance than the amount earned, the student may be able to receive those additional funds. If the student received more assistance than was earned, the excess funds must be returned by the school and/or the student.</p>
<p>Attendance is taken in all courses and reported by the professors to the Program Coordinator at the end of each semester or immediately in case of repeated absences. The Program Coordinator will consult with the student's instructors to determine if the student never attended classes or to verify the last date of attendance. Without an official withdrawal letter, the School will use the last date of attendance to compute the R2T4 formula.</p>
<p>In the case where a student notifies the Program Coordinator or a faculty member that he or she intends to withdraw, the student is informed of the need to send a formal withdrawal letter, document the date the student notified them and share that information with the School Registrar. Should the student fail to send the withdrawal letter or there is a lag between the notification and the filing of the form, the earlier date of notification will be used in calculating the R2T4 formula. In the event a student receives all failing grades for a semester, the Program Coordinator will contact the faculty members to determine if the "F" grades were earned or represent a lack of attendance. In the event it is determined that those grades were the result of lack of attendance , the Program Coordinator and faculty will attempt to determine the last day of attendance and use that date in the R2T4 calculations. If the exact date cannot be determined, the School will assume a 50% attendance, and use that date as the last date of attendance. Students who do not attend at least one class, are ineligible for Title IV funds and all of the loan proceeds will be returned to the lender.</p>
<p>The amount of assistance earned is determined on a pro rata basis. The payment period is the semester for which the loan was certified and the percent of attendance is calculated by dividing the number of day attended by the total number of days in the payment period. For example, if the student completes 30% of the payment period or period of enrollment, the student has earned 30% of the assistance they were originally scheduled to receive. Once the student has completed more than 60% of the payment period or period of enrollment, all the assistance that the student was scheduled to receive for that period is considered to have been earned If the student did not receive all of the funds that were earned, he or she may be due a post-withdrawal disbursement. If the post-withdrawal disbursement includes loan funds, the student may choose to decline the loan funds so that additional debt is not incurred. The Office of Financial Aid will use the R2T4 worksheets as provided by the US Department of education to determine how much of the loan may be retained and how much must be returned.</p>
<p>The school may automatically use all or a portion of the students's post-withdrawal disbursement (including loan funds, if the student accepts them) for tuition, fees, and room and board charges (as contracted with the school). For all other school charges, the school needs the student's permission to use the post-withdrawal disbursement. If the student does not give permission (which some schools ask for at the time of enrollment) the student will not be offered the funds. However, it may be in the student's best interest to allow the school to keep the funds to reduce the debt at the school.</p>
<p>There are some Title IV funds that students were scheduled to receive that cannot be <em>earned </em>once a student withdraws because of other eligibility requirements. If the student receives (or the school receives on behalf of the student) excess Title IV program funds that must be returned, the school must return a portion of the excess equal to the lesser of:</p>
<blockquote>
<p>1. The institutional charges multiplied by the unearned percentage of the funds, or</p>
<p>2. The entire amount of excess funds.</p>
</blockquote>
<p>The school must return this amount even if it didn't keep this amount of the Title IV program funds. If the school is not required to return all of the excess funds, the student must return the remaining amount. Any loan funds that must be returned, the student must repay in accordance with the terms of the promissory note. That is, scheduled payments are made to the holder of the loan over a period of time. Students who have received a refund of their loan proceeds before withdrawing may be required to return part or all of those funds to the lender.</p>
<p>Title IV funds will be returned in the following order:</p>
<blockquote>
<p>1. Unsubsidized Federal Stafford loans</p>
<p>2. Subsidized Federal Stafford loans</p>
<p>3. PLUS Loan Funds</p>
</blockquote>
<p>The requirements for Title IV program funds when students withdraw are separate from any refund policy that the school may have. Therefore, the student may still owe funds to the school to cover unpaid institutional charges. The school may also attempt to collect from the student any Title IV program funds that the school was required to return. Students may receive a copy of the refund Policy from the Business Office.</p>
<p>If you have questions about your Title IV program funds, you can call the Federal Student Aid Information Center at 1-800-4-FEDAID (1-800-433-3243). TTY users may call 1-800-730-8913. Information is also available on <em>Student Aid on the Web </em>at www.studentaid.ed.gov.</p>
<p>The law specifies how schools must determine the amount of Title IV program assistance (Stafford Loans) that students earn if they withdraw from school. See section on Withdrawals for specific information regarding Leaves of Absence (LOA) and the withdrawal process. The Office of Financial Aid is responsible for calculating R2T4 and uses worksheets and software provided by the US Department of Education to calculate the R2T4 funds. All funds must be returned to the lender within 45 days of the date of when the school determined that a student withdrew. If you have questions about your Title IV program funds, students can call the Federal Student Aid Information Center at 1-800-4-FEDAID (1-800-433-3243). TTY users may call 1-800-730-8913. Information is also available on <em>Student Aid on the Web </em>at www.studentaid.ed.gov.</p>
<p>When a student withdraws during a payment period, the amount of Title IV program assistance that has been earned up to that point is determined by a specific formula. The date of withdrawal is either the date the student notified the Registrar or Program Coordinator of their intent to withdraw or the date the student submitted a withdrawal letter, whichever comes first. If the student received (or the school received on the student's behalf) less assistance than the amount earned, the student may be able to receive those additional funds. If the student received more assistance than was earned, the excess funds must be returned by the school and/or the student.</p>
<p>Attendance is taken in all courses and reported by the professors to the Program Coordinator at the end of each semester or immediately in case of repeated absences. The Program Coordinator will consult with the student's instructors to determine if the student never attended classes or to verify the last date of attendance. Without an official withdrawal letter, the School will use the last date of attendance to compute the R2T4 formula.</p>
<p>In the case where a student notifies the Program Coordinator or a faculty member that he or she intends to withdraw, the student is informed of the need to send a formal withdrawal letter, document the date the student notified them and share that information with the School Registrar. Should the student fail to send the withdrawal letter or there is a lag between the notification and the filing of the form, the earlier date of notification will be used in calculating the R2T4 formula. In the event a student receives all failing grades for a semester, the Program Coordinator will contact the faculty members to determine if the "F" grades were earned or represent a lack of attendance. In the event it is determined that those grades were the result of lack of attendance , the Program Coordinator and faculty will attempt to determine the last day of attendance and use that date in the R2T4 calculations. If the exact date cannot be determined, the School will assume a 50% attendance, and use that date as the last date of attendance. Students who do not attend at least one class, are ineligible for Title IV funds and all of the loan proceeds will be returned to the lender.</p>
<p>The amount of assistance earned is determined on a pro rata basis. The payment period is the semester for which the loan was certified and the percent of attendance is calculated by dividing the number of day attended by the total number of days in the payment period. For example, if the student completes 30% of the payment period or period of enrollment, the student has earned 30% of the assistance they were originally scheduled to receive. Once the student has completed more than 60% of the payment period or period of enrollment, all the assistance that the student was scheduled to receive for that period is considered to have been earned If the student did not receive all of the funds that were earned, he or she may be due a post-withdrawal disbursement. If the post-withdrawal disbursement includes loan funds, the student may choose to decline the loan funds so that additional debt is not incurred. The Office of Financial Aid will use the R2T4 worksheets as provided by the US Department of education to determine how much of the loan may be retained and how much must be returned.</p>
<p>The school may automatically use all or a portion of the students's post-withdrawal disbursement (including loan funds, if the student accepts them) for tuition, fees, and room and board charges (as contracted with the school). For all other school charges, the school needs the student's permission to use the post-withdrawal disbursement. If the student does not give permission (which some schools ask for at the time of enrollment) the student will not be offered the funds. However, it may be in the student's best interest to allow the school to keep the funds to reduce the debt at the school.</p>
<p>There are some Title IV funds that students were scheduled to receive that cannot be <em>earned </em>once a student withdraws because of other eligibility requirements. If the student receives (or the school receives on behalf of the student) excess Title IV program funds that must be returned, the school must return a portion of the excess equal to the lesser of:</p>
<blockquote>
<p>1. The institutional charges multiplied by the unearned percentage of the funds, or</p>
<p>2. The entire amount of excess funds.</p>
</blockquote>
<p>The school must return this amount even if it didn't keep this amount of the Title IV program funds. If the school is not required to return all of the excess funds, the student must return the remaining amount. Any loan funds that must be returned, the student must repay in accordance with the terms of the promissory note. That is, scheduled payments are made to the holder of the loan over a period of time. Students who have received a refund of their loan proceeds before withdrawing may be required to return part or all of those funds to the lender.</p>
<p>Title IV funds will be returned in the following order:</p>
<blockquote>
<p>1. Unsubsidized Federal Stafford loans</p>
<p>2. Subsidized Federal Stafford loans</p>
<p>3. PLUS Loan Funds</p>
</blockquote>
<p>The requirements for Title IV program funds when students withdraw are separate from any refund policy that the school may have. Therefore, the student may still owe funds to the school to cover unpaid institutional charges. The school may also attempt to collect from the student any Title IV program funds that the school was required to return. Students may receive a copy of the refund Policy from the Business Office.</p>
<p>If you have questions about your Title IV program funds, you can call the Federal Student Aid Information Center at 1-800-4-FEDAID (1-800-433-3243). TTY users may call 1-800-730-8913. Information is also available on <em>Student Aid on the Web </em>at www.studentaid.ed.gov.</p>
Enrollment Status
2009-07-22T18:34:05Z
2009-07-22T18:34:05Z
/financial-aid/rules-and-regulations/enrollment-status
Jean-Pierre Lachenal
jean-pierre.lachenal@ags.edu
<p>To be eligible for the Federal Direct Loan Program, students must be full time or at least half-time in an eligible program. The same rule applies to private loans.</p>
<p><strong>Full time</strong> at ÀÏ˾»úÊÓÆµ is defined as <strong>at least 4 courses per semester</strong>, including the directed reading and thesis seminars. Thesis or Foreign Policy Paper project work (research, writing) are each counted as a one course-equivalent per semester in the second and third years, provided the student stays and incurs living expenses in France. Doctoral dissertation work is counted as two course-equivalent per semester.</p>
<p>Here is a chart summarizing the student's status as it is reported for student loans :</p>
<table style="width: 460px; height: 309px;" border="0" cellspacing="0" cellpadding="0" align="center">
<thead>
<tr>
<td colspan="2" align="center" valign="middle" scope="col">
<h3>First year</h3>
<h3>(or second or third year with no Thesis work)</h3>
</td>
</tr>
</thead>
<tbody>
<tr>
<td align="center" valign="middle" scope="col">
<p><strong>Number of courses in semester </strong></p>
</td>
<td align="center" valign="middle" scope="col">
<p><strong>Status for student loans </strong></p>
</td>
</tr>
<tr>
<td align="center" valign="middle" scope="col">
<div>
<p>5</p>
</div>
</td>
<td rowspan="2" align="center" valign="middle" scope="col">
<p>Full time</p>
</td>
</tr>
<tr>
<td align="center" valign="middle" scope="col">
<div>
<p>4</p>
</div>
</td>
</tr>
<tr>
<td align="center" valign="middle" scope="col">
<div>
<p>3</p>
</div>
</td>
<td rowspan="2" align="center" valign="middle" scope="col">
<p>At least half time</p>
</td>
</tr>
<tr>
<td align="center" valign="middle" scope="col">
<div>
<p>2</p>
</div>
</td>
</tr>
<tr>
<td align="center" valign="middle" scope="col">
<div>
<p>1</p>
</div>
</td>
<td rowspan="2" align="center" valign="middle" scope="col">
<p>Less than half time</p>
</td>
</tr>
<tr>
<td align="center" valign="middle" scope="col">
<div>
<p>0</p>
</div>
</td>
</tr>
</tbody>
</table>
<table style="width: 460px; height: 305px;" border="0" cellspacing="0" cellpadding="0" align="center">
<tbody>
<tr>
<td colspan="2" align="center">
<h3 class="margin-top-wide">Second or third year with Thesis work</h3>
</td>
</tr>
<tr>
<td width="189" align="center">
<p><strong>Number of courses in semester </strong></p>
</td>
<td width="187" align="center">
<p><strong>Status for student loans </strong></p>
</td>
</tr>
<tr>
<td align="center">
<p>5 + 1 equivalent</p>
</td>
<td rowspan="3" align="center">
<p>Full time</p>
</td>
</tr>
<tr>
<td align="center">
<p>4 + 1 equivalent</p>
</td>
</tr>
<tr>
<td align="center">
<p>3 + 1 equivalent</p>
</td>
</tr>
<tr>
<td align="center">
<p>2 + 1 equivalent</p>
</td>
<td rowspan="2" align="center">
<p>At least half time</p>
</td>
</tr>
<tr>
<td align="center">
<p>1 + 1 equivalent</p>
</td>
</tr>
<tr>
<td align="center">
<p>0 + 1 equivalent</p>
</td>
<td align="center">
<p>Less than half time</p>
</td>
</tr>
</tbody>
</table>
<p>Please note that the dual program with Université Paris Sud 11, LL.M. preparatory courses or French language courses at Alliance Française do not count as course equivalents for the purpose of a student's enrollment status since these institutions are not eligible for Federal Loans.</p>
<p>To be eligible for the Federal Direct Loan Program, students must be full time or at least half-time in an eligible program. The same rule applies to private loans.</p>
<p><strong>Full time</strong> at ÀÏ˾»úÊÓÆµ is defined as <strong>at least 4 courses per semester</strong>, including the directed reading and thesis seminars. Thesis or Foreign Policy Paper project work (research, writing) are each counted as a one course-equivalent per semester in the second and third years, provided the student stays and incurs living expenses in France. Doctoral dissertation work is counted as two course-equivalent per semester.</p>
<p>Here is a chart summarizing the student's status as it is reported for student loans :</p>
<table style="width: 460px; height: 309px;" border="0" cellspacing="0" cellpadding="0" align="center">
<thead>
<tr>
<td colspan="2" align="center" valign="middle" scope="col">
<h3>First year</h3>
<h3>(or second or third year with no Thesis work)</h3>
</td>
</tr>
</thead>
<tbody>
<tr>
<td align="center" valign="middle" scope="col">
<p><strong>Number of courses in semester </strong></p>
</td>
<td align="center" valign="middle" scope="col">
<p><strong>Status for student loans </strong></p>
</td>
</tr>
<tr>
<td align="center" valign="middle" scope="col">
<div>
<p>5</p>
</div>
</td>
<td rowspan="2" align="center" valign="middle" scope="col">
<p>Full time</p>
</td>
</tr>
<tr>
<td align="center" valign="middle" scope="col">
<div>
<p>4</p>
</div>
</td>
</tr>
<tr>
<td align="center" valign="middle" scope="col">
<div>
<p>3</p>
</div>
</td>
<td rowspan="2" align="center" valign="middle" scope="col">
<p>At least half time</p>
</td>
</tr>
<tr>
<td align="center" valign="middle" scope="col">
<div>
<p>2</p>
</div>
</td>
</tr>
<tr>
<td align="center" valign="middle" scope="col">
<div>
<p>1</p>
</div>
</td>
<td rowspan="2" align="center" valign="middle" scope="col">
<p>Less than half time</p>
</td>
</tr>
<tr>
<td align="center" valign="middle" scope="col">
<div>
<p>0</p>
</div>
</td>
</tr>
</tbody>
</table>
<table style="width: 460px; height: 305px;" border="0" cellspacing="0" cellpadding="0" align="center">
<tbody>
<tr>
<td colspan="2" align="center">
<h3 class="margin-top-wide">Second or third year with Thesis work</h3>
</td>
</tr>
<tr>
<td width="189" align="center">
<p><strong>Number of courses in semester </strong></p>
</td>
<td width="187" align="center">
<p><strong>Status for student loans </strong></p>
</td>
</tr>
<tr>
<td align="center">
<p>5 + 1 equivalent</p>
</td>
<td rowspan="3" align="center">
<p>Full time</p>
</td>
</tr>
<tr>
<td align="center">
<p>4 + 1 equivalent</p>
</td>
</tr>
<tr>
<td align="center">
<p>3 + 1 equivalent</p>
</td>
</tr>
<tr>
<td align="center">
<p>2 + 1 equivalent</p>
</td>
<td rowspan="2" align="center">
<p>At least half time</p>
</td>
</tr>
<tr>
<td align="center">
<p>1 + 1 equivalent</p>
</td>
</tr>
<tr>
<td align="center">
<p>0 + 1 equivalent</p>
</td>
<td align="center">
<p>Less than half time</p>
</td>
</tr>
</tbody>
</table>
<p>Please note that the dual program with Université Paris Sud 11, LL.M. preparatory courses or French language courses at Alliance Française do not count as course equivalents for the purpose of a student's enrollment status since these institutions are not eligible for Federal Loans.</p>
Leaves of Absence and Withdrawals
2009-07-22T18:33:23Z
2009-07-22T18:33:23Z
/financial-aid/rules-and-regulations/leaves-of-absence-and-withdrawals
THAT Agency
msternbauer@thatagency.com
<h3>Definitions:</h3>
<ul>
<li>
<h4>Approved Leaves of Absence (LOA)</h4>
</li>
</ul>
<p>An LOA is a temporary interruption in a student's program of study. LOA refers to the specific time period during a program when a student is not in attendance and will return to complete the program. Students returning from an LOA are not required to re-apply for admission but must re-register for their courses.</p>
<ul>
<li>
<h4>Unapproved Leaves of Absence</h4>
</li>
</ul>
<p>The school may grant a student an LOA that does not meet the conditions to be an approved LOA for <a href="/index.php?option=com_content&view=article&catid=211:financial-aid&id=796:financial-aid-return-of-title-iv-funds">Title IV</a> purposes (for example, for academic reasons). However, any LOA that does not meet all of the conditions for an approved LOA is considered a withdrawal for Title IV purposes</p>
<ul>
<li>
<h4>Official Withdrawal</h4>
</li>
</ul>
<p>A "withdrawal" refers to a student's intent to completely terminate studies at an institution with no expectation of return. Students who subsequently decide to return to their studies, must re-apply for admission through the School's Office of Admissions.</p>
<ul>
<li>
<h4>Unofficial Withdrawal</h4>
</li>
</ul>
<p>An unofficial withdrawal is one where the school has not received notice from the student that the student has ceased or will cease attending the school</p>
<p><strong>Note:</strong> Students who withdraw from courses or the program receive a grade of "W" on their transcript. The grade is considered the same as an "F" grade in calculating the quantitative aspect of the Satisfactory Academic Progress standards and may affect the student's future eligibility for Financial Aid.</p>
<h2>Withdrawal Policy</h2>
<p>In all ÀÏ˾»úÊÓÆµ programs, a student who withdraws from a class will be given :</p>
<ul>
<li>
<p>a 100 % refund during the first week (*) of classes;</p>
</li>
<li>
<p>a 75 % refund during the second week of classes.</p>
</li>
</ul>
<p>After the second week no refunds will be given.</p>
<p>Withdrawals must be notified in writing to the Program Coordinator.</p>
<p>(*) In case of withdrawal from all courses in the first week of the first semester, there will be a 100% refund of tuition but the enrollment deposit, which is only deductible from tuition, will consequently be lost. See also: <a href="/international-relations/admissions/payments/terms-of-payment">Enrollment deposit</a>.</p>
<p>For students benefiting from US Federal Aid, please see also: <a href="/index.php?option=com_content&view=article&catid=211:financial-aid&id=796:financial-aid-return-of-title-iv-funds">Return of Title IV funds</a></p>
<h2>LOA Request Forms</h2>
<p>The form required by the school to request an LOA is available in the Offices of the Program Coordinator and the School Registrar.</p>
<h2>Approved LOAs</h2>
<p>An LOA must meet certain conditions to be counted as a <strong>temporary</strong> interruption in a student's education instead of being counted as a withdrawal requiring a school to perform a Return calculation. If an LOA does not meet the conditions in the student is considered to have ceased attendance and to have withdrawn from the school, then the school is required to perform a Return calculation.</p>
<p>In order for an LOA to qualify as an <strong>approved LOA</strong>:</p>
<blockquote>
<p>1. All requests for LOAs be submitted in writing to the Program Coordinator and include the reason for the student's request. The form must be signed and dated by the student and specify the date the student wants the LOA to begin and end.</p>
<p>2. Students must apply in advance for an LOA unless unforeseen circumstances prevent the student from doing so.</p>
<p>3. The situation described for the reason for the LOA must be generally non-academic in nature and must be one that leads to a reasonable expectation that the student will return from the LOA within the allowed time frame.</p>
<p>4. The LOA together with any additional leaves of absence must not exceed a total of 180 days in any 12-month period including days in which school is not is session.</p>
</blockquote>
<p>All requests for LOAs will be reviewed by the Program Coordinator, the School Registrar and the Financial Aid officer. The student will be notified in writing by the Program Coordinator of the School's decision.</p>
<p>During the LOA, the institution will not assess the student any additional institutional charges, the student's financial need will not increase, and therefore, the student will not be eligible for any additional disbursements of Federal Student Aid.</p>
<p>If the student is a Stafford Loan recipient, the school will explain to the student, prior to granting the LOA, the effects that the student's failure to return from an LOA may have on the student's loan repayment terms, including the expiration of the student's grace period.</p>
<p>A student granted an LOA that meets the criteria stated above is not considered to have withdrawn, and no Return calculation is required. Upon the student's return from the leave, he or she continues to earn the Federal Student Aid previously awarded for the period.</p>
<h4>Completion of coursework upon return</h4>
<p>In as much as approved leaves of absence are viewed as temporary interruptions in a student's attendance, <strong>and since the academic programs at the school are considered term-based programs, where the payment period is the term, a student returning from an LOA must do so at a time when he or she can complete the term in order to complete the payment period and be eligible to receive a second or subsequent disbursement</strong>.</p>
<h4>Students who return earlier than anticipated</h4>
<p>The school may permit a student to return to class before the expiration of the student's LOA in order to review material previously covered. However, until the student has resumed the academic program at the point where he or she began the LOA, the student is considered to still be on the approved LOA. <strong>The days the student spends in class before the course reaches the point at which the student began his or her LOA must be counted in the 180 days maximum for an approved leave of absence. </strong>A student repeating coursework while on LOA must reach the point at which he or she interrupted training within the 180 days of the start of the student's LOA.</p>
<h4>Student who fail to return from LOAs</h4>
<p>If a student does not return to the school at the expiration of an approved LOA (or a student takes an unapproved LOA), the student's withdrawal date is the date the student began the LOA.</p>
<h2>Explanation of consequences of withdrawal to loan recipients</h2>
<p>A student who is granted an approved LOA is considered to remain in an in-school status for Title IV loan repayment purposes. If a student on an approved LOA fails to return, the school must report to the loan holder the student's change in enrollment status as of the withdrawal date. One possible consequence of not returning from an LOA is that a student's grace period for a Title IV program loan might be exhausted. Therefore, in order for a LOA to be an approved LOA, prior to granting a leave of absence, a school must inform a student who is a Title IV loan recipient of the possible consequences a withdrawal may have on the student's loan repayment terms, including the exhaustion of the student's grace period.</p>
<h2>Unapproved LOAs</h2>
<p>A school may grant a student an LOA that does not meet the conditions to be an approved LOA for Title IV purposes (for example, for academic reasons). However, any LOA that does not meet all of the conditions for an approved LOA is considered a withdrawal for Title IV purposes. The student's withdrawal date is the date the student begins the LOA. An unapproved LOA will be treated as an official withdrawal since the school would have previously granted an LOA. Therefore, the school would know immediately that the student had ceased attendance for Title IV purposes, and must use the specified withdrawal date in the Return calculation.</p>
<h3>Definitions:</h3>
<ul>
<li>
<h4>Approved Leaves of Absence (LOA)</h4>
</li>
</ul>
<p>An LOA is a temporary interruption in a student's program of study. LOA refers to the specific time period during a program when a student is not in attendance and will return to complete the program. Students returning from an LOA are not required to re-apply for admission but must re-register for their courses.</p>
<ul>
<li>
<h4>Unapproved Leaves of Absence</h4>
</li>
</ul>
<p>The school may grant a student an LOA that does not meet the conditions to be an approved LOA for <a href="/index.php?option=com_content&view=article&catid=211:financial-aid&id=796:financial-aid-return-of-title-iv-funds">Title IV</a> purposes (for example, for academic reasons). However, any LOA that does not meet all of the conditions for an approved LOA is considered a withdrawal for Title IV purposes</p>
<ul>
<li>
<h4>Official Withdrawal</h4>
</li>
</ul>
<p>A "withdrawal" refers to a student's intent to completely terminate studies at an institution with no expectation of return. Students who subsequently decide to return to their studies, must re-apply for admission through the School's Office of Admissions.</p>
<ul>
<li>
<h4>Unofficial Withdrawal</h4>
</li>
</ul>
<p>An unofficial withdrawal is one where the school has not received notice from the student that the student has ceased or will cease attending the school</p>
<p><strong>Note:</strong> Students who withdraw from courses or the program receive a grade of "W" on their transcript. The grade is considered the same as an "F" grade in calculating the quantitative aspect of the Satisfactory Academic Progress standards and may affect the student's future eligibility for Financial Aid.</p>
<h2>Withdrawal Policy</h2>
<p>In all ÀÏ˾»úÊÓÆµ programs, a student who withdraws from a class will be given :</p>
<ul>
<li>
<p>a 100 % refund during the first week (*) of classes;</p>
</li>
<li>
<p>a 75 % refund during the second week of classes.</p>
</li>
</ul>
<p>After the second week no refunds will be given.</p>
<p>Withdrawals must be notified in writing to the Program Coordinator.</p>
<p>(*) In case of withdrawal from all courses in the first week of the first semester, there will be a 100% refund of tuition but the enrollment deposit, which is only deductible from tuition, will consequently be lost. See also: <a href="/international-relations/admissions/payments/terms-of-payment">Enrollment deposit</a>.</p>
<p>For students benefiting from US Federal Aid, please see also: <a href="/index.php?option=com_content&view=article&catid=211:financial-aid&id=796:financial-aid-return-of-title-iv-funds">Return of Title IV funds</a></p>
<h2>LOA Request Forms</h2>
<p>The form required by the school to request an LOA is available in the Offices of the Program Coordinator and the School Registrar.</p>
<h2>Approved LOAs</h2>
<p>An LOA must meet certain conditions to be counted as a <strong>temporary</strong> interruption in a student's education instead of being counted as a withdrawal requiring a school to perform a Return calculation. If an LOA does not meet the conditions in the student is considered to have ceased attendance and to have withdrawn from the school, then the school is required to perform a Return calculation.</p>
<p>In order for an LOA to qualify as an <strong>approved LOA</strong>:</p>
<blockquote>
<p>1. All requests for LOAs be submitted in writing to the Program Coordinator and include the reason for the student's request. The form must be signed and dated by the student and specify the date the student wants the LOA to begin and end.</p>
<p>2. Students must apply in advance for an LOA unless unforeseen circumstances prevent the student from doing so.</p>
<p>3. The situation described for the reason for the LOA must be generally non-academic in nature and must be one that leads to a reasonable expectation that the student will return from the LOA within the allowed time frame.</p>
<p>4. The LOA together with any additional leaves of absence must not exceed a total of 180 days in any 12-month period including days in which school is not is session.</p>
</blockquote>
<p>All requests for LOAs will be reviewed by the Program Coordinator, the School Registrar and the Financial Aid officer. The student will be notified in writing by the Program Coordinator of the School's decision.</p>
<p>During the LOA, the institution will not assess the student any additional institutional charges, the student's financial need will not increase, and therefore, the student will not be eligible for any additional disbursements of Federal Student Aid.</p>
<p>If the student is a Stafford Loan recipient, the school will explain to the student, prior to granting the LOA, the effects that the student's failure to return from an LOA may have on the student's loan repayment terms, including the expiration of the student's grace period.</p>
<p>A student granted an LOA that meets the criteria stated above is not considered to have withdrawn, and no Return calculation is required. Upon the student's return from the leave, he or she continues to earn the Federal Student Aid previously awarded for the period.</p>
<h4>Completion of coursework upon return</h4>
<p>In as much as approved leaves of absence are viewed as temporary interruptions in a student's attendance, <strong>and since the academic programs at the school are considered term-based programs, where the payment period is the term, a student returning from an LOA must do so at a time when he or she can complete the term in order to complete the payment period and be eligible to receive a second or subsequent disbursement</strong>.</p>
<h4>Students who return earlier than anticipated</h4>
<p>The school may permit a student to return to class before the expiration of the student's LOA in order to review material previously covered. However, until the student has resumed the academic program at the point where he or she began the LOA, the student is considered to still be on the approved LOA. <strong>The days the student spends in class before the course reaches the point at which the student began his or her LOA must be counted in the 180 days maximum for an approved leave of absence. </strong>A student repeating coursework while on LOA must reach the point at which he or she interrupted training within the 180 days of the start of the student's LOA.</p>
<h4>Student who fail to return from LOAs</h4>
<p>If a student does not return to the school at the expiration of an approved LOA (or a student takes an unapproved LOA), the student's withdrawal date is the date the student began the LOA.</p>
<h2>Explanation of consequences of withdrawal to loan recipients</h2>
<p>A student who is granted an approved LOA is considered to remain in an in-school status for Title IV loan repayment purposes. If a student on an approved LOA fails to return, the school must report to the loan holder the student's change in enrollment status as of the withdrawal date. One possible consequence of not returning from an LOA is that a student's grace period for a Title IV program loan might be exhausted. Therefore, in order for a LOA to be an approved LOA, prior to granting a leave of absence, a school must inform a student who is a Title IV loan recipient of the possible consequences a withdrawal may have on the student's loan repayment terms, including the exhaustion of the student's grace period.</p>
<h2>Unapproved LOAs</h2>
<p>A school may grant a student an LOA that does not meet the conditions to be an approved LOA for Title IV purposes (for example, for academic reasons). However, any LOA that does not meet all of the conditions for an approved LOA is considered a withdrawal for Title IV purposes. The student's withdrawal date is the date the student begins the LOA. An unapproved LOA will be treated as an official withdrawal since the school would have previously granted an LOA. Therefore, the school would know immediately that the student had ceased attendance for Title IV purposes, and must use the specified withdrawal date in the Return calculation.</p>
Rules and Regulations
2009-07-22T18:32:41Z
2009-07-22T18:32:41Z
/financial-aid/rules-and-regulations
THAT Agency
msternbauer@thatagency.com
<ul>
<li>
<p><a href="/index.php?option=com_content&view=article&id=572&Itemid=768" mce_href="/index.php?option=com_content&view=article&id=572&Itemid=768">Enrollment Status</a><br mce_bogus="1"></p>
</li>
<li>
<p><a href="/international-relations/current-students/satisfactory-academic-progress" mce_href="/international-relations/current-students/satisfactory-academic-progress">Satisfactory Academic Progress</a><br mce_bogus="1"></p>
</li>
<li>
<p><a href="/index.php?option=com_content&view=article&id=571&Itemid=767" mce_href="/index.php?option=com_content&view=article&id=571&Itemid=767">Leaves of Absence and Withdrawals</a><br mce_bogus="1"></p>
</li>
</ul>
<ul>
<li>
<p><a href="/index.php?option=com_content&view=article&id=572&Itemid=768" mce_href="/index.php?option=com_content&view=article&id=572&Itemid=768">Enrollment Status</a><br mce_bogus="1"></p>
</li>
<li>
<p><a href="/international-relations/current-students/satisfactory-academic-progress" mce_href="/international-relations/current-students/satisfactory-academic-progress">Satisfactory Academic Progress</a><br mce_bogus="1"></p>
</li>
<li>
<p><a href="/index.php?option=com_content&view=article&id=571&Itemid=767" mce_href="/index.php?option=com_content&view=article&id=571&Itemid=767">Leaves of Absence and Withdrawals</a><br mce_bogus="1"></p>
</li>
</ul>
The John A. Lee Memorial Scholarship
2009-07-22T18:32:05Z
2009-07-22T18:32:05Z
/financial-aid/john-lee-scholarship
THAT Agency
msternbauer@thatagency.com
<p>Dr. John A. Lee, an American born in Minnesota, spent years teaching in France, and was a founder of the American Graduate School in Paris (at the time called American Graduate School of International Relations and Diplomacy) in 1994 and its President until he passed away in 2000.</p>
<p>Dr. Lee believed in teaching international relations in a new way, bringing together humanistic and global concerns. His legacy to the American Graduate School in Paris includes the school's particular focus on allowing students from diverse national, cultural and social background to benefit from an excellent education. It is in his memory that this scholarship is awarded.</p>
<h3>Amount of the scholarship:</h3>
<p><span style="font-size: 12.16px;">This scholarship is meant to be a partial tuition scholarship. If granted, it may cover up to 20% of the total amount of tuition. Scholarships above 20% may be granted in exceptional cases. The amount of the scholarship will be applied to each semester's tuition invoice.</span></p>
<h3><span style="font-size: 12.16px;">Scholarship conditions:</span></h3>
<p>The scholarship is awarded for the entire duration of the program, on the condition that <span style="font-size: 12.16px;">the student remains in good academic standing, maintaining at least a 3.2 cumulative GPA each semester.</span></p>
<h3>Eligibility:</h3>
<p>The John A. Lee Memorial Scholarship is awarded based on a combination of academic merit and financial need.</p>
<p>Between equally excellent candidates, the Scholarship Committee will favor those who cannot benefit from other forms of financial aid.</p>
<h3>How to apply?</h3>
<p><strong>If you wish to be considered for the John A. Lee Memorial scholarship, you must send your scholarship application along with your application to the program of your choice. </strong>Please indicate your interest in a scholarship in your application and attach a letter explaining how you plan to finance your studies and what your financial needs are (please be as detailed as possible: student loans, personal savings, third-party help, etc.). Note that no specific format is required for this document.</p>
<ul></ul>
<p>The Scholarship Committee will reply within four weeks of receipt of your application.</p>
<p>Dr. John A. Lee, an American born in Minnesota, spent years teaching in France, and was a founder of the American Graduate School in Paris (at the time called American Graduate School of International Relations and Diplomacy) in 1994 and its President until he passed away in 2000.</p>
<p>Dr. Lee believed in teaching international relations in a new way, bringing together humanistic and global concerns. His legacy to the American Graduate School in Paris includes the school's particular focus on allowing students from diverse national, cultural and social background to benefit from an excellent education. It is in his memory that this scholarship is awarded.</p>
<h3>Amount of the scholarship:</h3>
<p><span style="font-size: 12.16px;">This scholarship is meant to be a partial tuition scholarship. If granted, it may cover up to 20% of the total amount of tuition. Scholarships above 20% may be granted in exceptional cases. The amount of the scholarship will be applied to each semester's tuition invoice.</span></p>
<h3><span style="font-size: 12.16px;">Scholarship conditions:</span></h3>
<p>The scholarship is awarded for the entire duration of the program, on the condition that <span style="font-size: 12.16px;">the student remains in good academic standing, maintaining at least a 3.2 cumulative GPA each semester.</span></p>
<h3>Eligibility:</h3>
<p>The John A. Lee Memorial Scholarship is awarded based on a combination of academic merit and financial need.</p>
<p>Between equally excellent candidates, the Scholarship Committee will favor those who cannot benefit from other forms of financial aid.</p>
<h3>How to apply?</h3>
<p><strong>If you wish to be considered for the John A. Lee Memorial scholarship, you must send your scholarship application along with your application to the program of your choice. </strong>Please indicate your interest in a scholarship in your application and attach a letter explaining how you plan to finance your studies and what your financial needs are (please be as detailed as possible: student loans, personal savings, third-party help, etc.). Note that no specific format is required for this document.</p>
<ul></ul>
<p>The Scholarship Committee will reply within four weeks of receipt of your application.</p>
Sallie Mae Loans (US and Canada)
2009-07-22T18:31:30Z
2009-07-22T18:31:30Z
/financial-aid/private-loans-us-and-canada
THAT Agency
msternbauer@thatagency.com
<p class="margin-top-small">US and Canadian students are eligible for private loans from various sources, of which our main partner Sallie Mae. These loans are an alternative to GradPlus loans in order to cover the difference between the total cost of attendance and all other aid already obtained.</p>
<p class="margin-top-small">This page describes the Sallie Mae Smart Option student loans.<br />See more information here.</p>
<h3 class="clear">How much can I borrow ?</h3>
<p>You can borrow up to the full cost of attendance for the program in which are enrolled at ÀÏ˾»úÊÓÆµ, minus any other financial aid received, including federal loans. This cost of attendance is estimated and set by the school. Please see cost of attendance for the two-year M.A. program <a href="/index.php?option=com_content&view=article&id=781">here</a>. For the one-year IMBA cost of attendance, please <a href="mailto:finance@ags.edu">contact our financial aid officer.</a></p>
<p><strong>Please do not start the loan application process until you are officially enrolled at ÀÏ˾»úÊÓÆµ.</strong></p>
<h3>How do I apply ?</h3>
<h4>1. Fill an application online on Sallie Mae's website</h4>
<p>Complete the application on-line at <a target="_blank" href="http://www.salliemae.com">www.salliemae.com</a>. You may need to submit proof of income and other documentation.</p>
<p>Applicants will generally need a credit-worthy co-signer. Co-signers must have an established satisfactory credit history, be employed with sufficient income to meet current liabilities, and a stable residency and employment history.</p>
<p>Make sure not to request a loan amount greater than the cost of attendance.</p>
<h4>2. Inform ÀÏ˾»úÊÓÆµ</h4>
<p>Once you've completed the above steps and your loan has been pre-approved, ÀÏ˾»úÊÓÆµ will be informed by Sallie Mae in order to certify your loan. Please inform us when you have applied for a loan so that we can follow up on our side.</p>
<h4>3. ÀÏ˾»úÊÓÆµ will certify your loan online</h4>
<p>As soon as we have been notified, we will certify your loan online. Please note that if there are any mistakes in the dates, status or amount you have entered, we will make the necessary corrections as we certify the loan.</p>
<p>We will inform you after the loan has been certify.</p>
<h4>4. Disbursement</h4>
<p>You can request one or several disbursements. The disbursement checks will be sent to ÀÏ˾»úÊÓÆµ and applied to your student account with an approximate Euro-value, which will be adjusted to the exact amount as soon as the check is actually cleared, which can take a few weeks.</p>
<p>If this amount and other funds applied to your account exceed your tuition, ÀÏ˾»úÊÓÆµ will disburse this excess amount to you immediately. However no disbursement will be made to new students before the start of classes.</p>
<h3>Interest, grace period, repayment options</h3>
<p>You will find all information and will be able to track your loan through repayment on <a href="https://opennet.salliemae.com" target="_blank">Opennet</a>.</p>
<p class="note"><span>Note: Sallie Mae also offers Graduate Plus loans. Please see the <a href="http://www.salliemae.com" target="_blank">Sallie Mae website</a> for more information.</span></p>
<p class="note"><span>Please note the Sallie Mae school lender code: 802218. </span></p>
<p class="margin-top-small">US and Canadian students are eligible for private loans from various sources, of which our main partner Sallie Mae. These loans are an alternative to GradPlus loans in order to cover the difference between the total cost of attendance and all other aid already obtained.</p>
<p class="margin-top-small">This page describes the Sallie Mae Smart Option student loans.<br />See more information here.</p>
<h3 class="clear">How much can I borrow ?</h3>
<p>You can borrow up to the full cost of attendance for the program in which are enrolled at ÀÏ˾»úÊÓÆµ, minus any other financial aid received, including federal loans. This cost of attendance is estimated and set by the school. Please see cost of attendance for the two-year M.A. program <a href="/index.php?option=com_content&view=article&id=781">here</a>. For the one-year IMBA cost of attendance, please <a href="mailto:finance@ags.edu">contact our financial aid officer.</a></p>
<p><strong>Please do not start the loan application process until you are officially enrolled at ÀÏ˾»úÊÓÆµ.</strong></p>
<h3>How do I apply ?</h3>
<h4>1. Fill an application online on Sallie Mae's website</h4>
<p>Complete the application on-line at <a target="_blank" href="http://www.salliemae.com">www.salliemae.com</a>. You may need to submit proof of income and other documentation.</p>
<p>Applicants will generally need a credit-worthy co-signer. Co-signers must have an established satisfactory credit history, be employed with sufficient income to meet current liabilities, and a stable residency and employment history.</p>
<p>Make sure not to request a loan amount greater than the cost of attendance.</p>
<h4>2. Inform ÀÏ˾»úÊÓÆµ</h4>
<p>Once you've completed the above steps and your loan has been pre-approved, ÀÏ˾»úÊÓÆµ will be informed by Sallie Mae in order to certify your loan. Please inform us when you have applied for a loan so that we can follow up on our side.</p>
<h4>3. ÀÏ˾»úÊÓÆµ will certify your loan online</h4>
<p>As soon as we have been notified, we will certify your loan online. Please note that if there are any mistakes in the dates, status or amount you have entered, we will make the necessary corrections as we certify the loan.</p>
<p>We will inform you after the loan has been certify.</p>
<h4>4. Disbursement</h4>
<p>You can request one or several disbursements. The disbursement checks will be sent to ÀÏ˾»úÊÓÆµ and applied to your student account with an approximate Euro-value, which will be adjusted to the exact amount as soon as the check is actually cleared, which can take a few weeks.</p>
<p>If this amount and other funds applied to your account exceed your tuition, ÀÏ˾»úÊÓÆµ will disburse this excess amount to you immediately. However no disbursement will be made to new students before the start of classes.</p>
<h3>Interest, grace period, repayment options</h3>
<p>You will find all information and will be able to track your loan through repayment on <a href="https://opennet.salliemae.com" target="_blank">Opennet</a>.</p>
<p class="note"><span>Note: Sallie Mae also offers Graduate Plus loans. Please see the <a href="http://www.salliemae.com" target="_blank">Sallie Mae website</a> for more information.</span></p>
<p class="note"><span>Please note the Sallie Mae school lender code: 802218. </span></p>
Federal GradPlus Loans
2009-07-22T18:30:43Z
2009-07-22T18:30:43Z
/component/content/article/211-financial-aid/567-federal-gradplus-loans
Jean-Pierre Lachenal
jean-pierre.lachenal@ags.edu
<p class="bloc">IMPORTANT: The <em>Health Care and Education Reconciliation Act </em>signed by President Obama on March 30th, 2010 will bring major changes to Federal Student Aid. The program and procedures described below remain valid at this time but will be replaced by the Direct Loan program in the coming months. More information will be posted on this page very soon.</p>
<p>ÀÏ˾»úÊÓÆµ is a participating institution in the US Government Federal Loan Program for its Master and PhD programs. This includes the Stafford loans and the Graduate PLUS loans. This page describes the Graduate PLUS loans, often referred to as GradPlus loans.</p>
<p>Only US citizens or, under certain conditions, US residents can apply. GradPlus loans are a complement to the Stafford loan, they aim at covering the difference between the total <a href="/index.php?option=com_content&view=article&id=781">cost of attendance</a> and all awarded aid, including Stafford.</p>
<h3>What are the terms?</h3>
<p>GradPlus loans are not need-based. They are open to all students who qualify for the unsubsidized Stafford loan. Students can borrow any amount up to cost of attendance minus all other aid, there is no aggregate limit.</p>
<p>The loan has a federal credit check process. The review looks for bad credit only. The student does not need to meet other financial standards nor have a co-signer as with private loans.</p>
<p>The interest rate is fixed at 8.5% throughout the life of the loan, including in-school or deferment periods. An origination fee of 3%, mandated by the US Department of Education, is deducted from the total loan amount.</p>
<p>There is no automatic grace period: repayment is due to commence within 60 days after the loan is fully disbursed or, upon request, 6 months after the student's enrollment drops below half-time.</p>
<h3>How to apply?</h3>
<p>The procedure is the same as for Stafford loans :</p>
<h4>1. Complete a Free Application for Federal Student Aid (FAFSA)</h4>
<p>When you apply for a GradPlus loan, this step is already behind you since it was done for the Stafford loan.</p>
<h4>2. Choose your lender</h4>
<p>The lender can be the same as for the Stafford loan or a different one.</p>
<h4>3. Apply online with ASA</h4>
<p>The link is the same as for Stafford loans: <a href="http://www.amsa.com/direct/borrowers/index.cfm" target="_blank">ASA direct</a>.</p>
<h4><a name="gradplus_counseling"></a>4.Entrance counseling</h4>
<p>No entrance counseling is required if you have done the Stafford loan counseling after March 1st, 2009 since the counseling session offered takes care of both Stafford and GradPlus loans.</p>
<p class="note">If however you had done the Stafford Entrance counseling before March 2009 and are now applying for a GradPlus loan, a specific GradPlus counselling is mandatory, please follow this link: <a href="http://mappingyourfuture.org/gpe" target="_blank">MappingYour Future</a>.</p>
<h4>5. Inform ÀÏ˾»úÊÓÆµ's financial aid office</h4>
<p>The financial aid office will certify your loan online and keep you informed.</p>
<h3>How are the funds disbursed ?</h3>
<p>GradPlus funds are sent to ÀÏ˾»úÊÓÆµ in two equal instalments via a ‘Master Check', a few days before each semester. They will be posted to your student's account for an approximate Euro-value, which will be corrected to the exact amount as soon as the check is actually cleared. This can take a few weeks.</p>
<p>If this amount and the other funds possibly received on your account exceed your tuition, ÀÏ˾»úÊÓÆµ will disburse this excess to you immediately. However no disbursement will be made to new students before the start of classes.</p>
<h3>Exit counseling</h3>
<p>In their last semester or in the last semester they are enrolled at least half-time, students have to complete an Exit Loan Counseling. This is <a href="/international-relations/financial-aid/financial-aid-for-u-s-students/federal-stafford-loans">combined with the Stafford loan exit counselling</a>.</p>
<h5>See also:</h5>
<p><a href="/index.php?option=com_content&view=article&catid=211:financial-aid&id=796:financial-aid-return-of-title-iv-funds">Return of Title IV funds</a></p>
<p class="bloc">IMPORTANT: The <em>Health Care and Education Reconciliation Act </em>signed by President Obama on March 30th, 2010 will bring major changes to Federal Student Aid. The program and procedures described below remain valid at this time but will be replaced by the Direct Loan program in the coming months. More information will be posted on this page very soon.</p>
<p>ÀÏ˾»úÊÓÆµ is a participating institution in the US Government Federal Loan Program for its Master and PhD programs. This includes the Stafford loans and the Graduate PLUS loans. This page describes the Graduate PLUS loans, often referred to as GradPlus loans.</p>
<p>Only US citizens or, under certain conditions, US residents can apply. GradPlus loans are a complement to the Stafford loan, they aim at covering the difference between the total <a href="/index.php?option=com_content&view=article&id=781">cost of attendance</a> and all awarded aid, including Stafford.</p>
<h3>What are the terms?</h3>
<p>GradPlus loans are not need-based. They are open to all students who qualify for the unsubsidized Stafford loan. Students can borrow any amount up to cost of attendance minus all other aid, there is no aggregate limit.</p>
<p>The loan has a federal credit check process. The review looks for bad credit only. The student does not need to meet other financial standards nor have a co-signer as with private loans.</p>
<p>The interest rate is fixed at 8.5% throughout the life of the loan, including in-school or deferment periods. An origination fee of 3%, mandated by the US Department of Education, is deducted from the total loan amount.</p>
<p>There is no automatic grace period: repayment is due to commence within 60 days after the loan is fully disbursed or, upon request, 6 months after the student's enrollment drops below half-time.</p>
<h3>How to apply?</h3>
<p>The procedure is the same as for Stafford loans :</p>
<h4>1. Complete a Free Application for Federal Student Aid (FAFSA)</h4>
<p>When you apply for a GradPlus loan, this step is already behind you since it was done for the Stafford loan.</p>
<h4>2. Choose your lender</h4>
<p>The lender can be the same as for the Stafford loan or a different one.</p>
<h4>3. Apply online with ASA</h4>
<p>The link is the same as for Stafford loans: <a href="http://www.amsa.com/direct/borrowers/index.cfm" target="_blank">ASA direct</a>.</p>
<h4><a name="gradplus_counseling"></a>4.Entrance counseling</h4>
<p>No entrance counseling is required if you have done the Stafford loan counseling after March 1st, 2009 since the counseling session offered takes care of both Stafford and GradPlus loans.</p>
<p class="note">If however you had done the Stafford Entrance counseling before March 2009 and are now applying for a GradPlus loan, a specific GradPlus counselling is mandatory, please follow this link: <a href="http://mappingyourfuture.org/gpe" target="_blank">MappingYour Future</a>.</p>
<h4>5. Inform ÀÏ˾»úÊÓÆµ's financial aid office</h4>
<p>The financial aid office will certify your loan online and keep you informed.</p>
<h3>How are the funds disbursed ?</h3>
<p>GradPlus funds are sent to ÀÏ˾»úÊÓÆµ in two equal instalments via a ‘Master Check', a few days before each semester. They will be posted to your student's account for an approximate Euro-value, which will be corrected to the exact amount as soon as the check is actually cleared. This can take a few weeks.</p>
<p>If this amount and the other funds possibly received on your account exceed your tuition, ÀÏ˾»úÊÓÆµ will disburse this excess to you immediately. However no disbursement will be made to new students before the start of classes.</p>
<h3>Exit counseling</h3>
<p>In their last semester or in the last semester they are enrolled at least half-time, students have to complete an Exit Loan Counseling. This is <a href="/international-relations/financial-aid/financial-aid-for-u-s-students/federal-stafford-loans">combined with the Stafford loan exit counselling</a>.</p>
<h5>See also:</h5>
<p><a href="/index.php?option=com_content&view=article&catid=211:financial-aid&id=796:financial-aid-return-of-title-iv-funds">Return of Title IV funds</a></p>